Advans Further & Business

  • Get up to N75m and pay back in 24 months

  • Flexible collateral requirements

  • Affordable

Ask for a loan

Since starting my individual loan plan, I have had money to buy stock to meet my customers’ demands.

Detailed description

Who is eligible ?

  • Micro Businesses and SMEs (informal and formal)
  • Nigerian nationality or resident ≥ 10 years  - Above 21 y.o.
  • 12-18 months at the same location


  • Loans from ₦1,000,001 - ₦5,000,000
  • 1% processing fee, 0.99% insurance fee
  • No need to save before getting a loan
  • Amount is determined according to your repayment capacity

What do I need to apply ?

  • Valid ID card, 3 passport photographs
  • Proof of business ownership (Shop receipt, CAC documents, etc)
  • Proof of residency (e.g. Utility bills)
  • 1 guarantor - May have his/her own business or working with a private company within the private sector.


I have assets worth 5 million Naira, will I be able to receive a loan close to 5 million ?

We appraise the amount you can assess based on your business activity first, before your assets. Your business activity and profitability will determine the loan amount you can receive.

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