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Advans Top up

  • Get up to N5m loan without closing your existing loan

  • Loan disbursed within 24 hours

  • Reduced interest rate

The Advans Top up loans have been very useful to settle quick business opportunities.

Detailed description

Who is eligible?

  • 6 months loan history with Advans
  • Clean loan history without single default
  • Current loan amount of minimum NGN 500,000
  • Type of Project: Short term needs such as clearing/promotions/contracts with clear evidence


  • Loans from ₦500,000 - ₦5,000,000
  • 1% processing fee
  • 0.99% insurance fee
  • Monthly/Bullet payment

What do I need to apply?

  • Advans account turn over (besides monthly loan repayment)
  • Valid ID card, 3 passport photographs
  • Proof of business ownership (Shop receipt, CAC documents, etc) and Proof of residency (e.g. Utility bills)
  • 1 guarantor - May have his/her own business or working with a private company within the private sector.

Application procedure

  • Fill in the form or apply through the call centre - 07000238267, or come into any of our branches


Can I get the Advans Top up loan when I am not finished paying my principal loan?

Yes, you can access Advans Top up while on an existing loan but with no default history.

More FAQ